Onramp Bitcoin vs Strike: Which is Best? [2025]


Key differences
- Onramp has flat-tiered fees starting at 0.75%, while Strike offers dynamic, volume-based fees starting at 0.99%.
- Strike supports Bitcoin on-chain and Lightning, while Onramp only supports on-chain BTC.
- Strike offers a mobile app and global access, whereas Onramp is U.S.-only and has no mobile app.
- Strike enables auto DCA with potential 0% fees; Onramp does not currently support auto DCA.
Onramp Bitcoin vs Strike Fees Calculator
We built this fee calculator to help you compare the fees of Onramp Bitcoin and Strike.
Enter the amount you want to buy and we'll show you the estimated fees for each exchange.
Onramp Bitcoin vs Strike in Comparison
Description

Onramp offers a full-suite Bitcoin financial services platform. $50 per month in order to buy BTC, with 0.75% buying and selling fees.

Fast, secure US-based exchange with high limits.
Supported Countries

United States (limited to certain states)

Available in 65+ countries including United States, El Salvador, Argentina, Costa Rica, Philippines and more. Send Globally feature available in 12+ countries.
Supported Cryptocurrencies

BTC

Bitcoin (BTC) on-chain and Lightning, USDT
Fees

- Trading Fees (by account tier):
- Onramp Trade: 0.75%
- Onramp Standard: 0.65%
- Onramp Private: 0.32%
- Bank transfers: Free
- On-chain BTC withdrawals: Not specified
No debit or credit card support at this time.

- Trading Fees:
- Under $250: 0.99%
- $250 - $2,000: 0.95%
- $2,000 - $5,000: 0.89%
- $5,000 - $50,000: 0.79%
- $50,000 - $500,000: 0.69%
- $500,000 - $5,000,000: 0.59%
- $5,000,000 - $15,000,000: 0.49%
- Over $15,000,000: 0.39%
- Bank transfers: Free
- On-chain BTC withdrawals: Network fee
~2% debit card deposit fee.
Payment Methods

Bank TransferWireACH

Debit Card, ACH, and Wire Transfer
Do These Exchanges Allow you To Earn Interest on Crypto?


Mobile App Ratings

iOS App: Not Available
Android App: Not Available

iOS Rating: 4.8 Official rating from the iOS App Store as of November 18, 2024.
Android Rating: 4.6 Official rating from the Android Play Store as of November 18, 2024.
Storage

Bitcoin is held in secure multi-institution custody across Onramp, BitGo, and Coincover using a 2-of-3 multisig model with no single point of failure. Vaults are insured and monitored.

Industry standard security measures including 2FA authentication. Non-custodial Lightning payments. Registered and regulated Money Services Business (MSB).
Have These Exchanges Been Hacked Before?

None reported

No publicly reported security incidents
Official Site


Exchange Review

No review available
"There is no safer custody model for Bitcoin, or frankly any other asset, than Multi-Institution Custody, now with insurance, brought to you by @OnrampBitcoin"
- Real user review from iOS App Store, Android Play Store or Trustpilot

No review available
"Love the hourly auto buy feature on this app. Invite some friends and go fee free. Auto buy for a week and go fee free. Otherwise fees are super low compared to everything else. Will never buy BTC on the other platforms again. Highly recommend."
- Real user review from iOS App Store, Android Play Store or Trustpilot
Onramp Bitcoin vs Strike Comparison
Fee Structures
Onramp Bitcoin charges a flat 0.75% trading fee for regular accounts, with lower rates for premium tiers:
- Onramp Trade: 0.75%
- Onramp Standard: 0.65%
- Onramp Private: 0.32%
- Under $250: 0.99%
- $250–$2,000: 0.95%
- $2,000–$5,000: 0.89%
- $5,000–$50,000: 0.79%
- $50,000–$500,000: 0.69%
- $500,000–$5,000,000: 0.59%
- $5,000,000–$15,000,000: 0.49%
- Over $15,000,000: 0.39%
- Bank transfers: Free
- On-chain BTC withdrawals: Network fee
- Debit card deposits: ~2% fee
Feature Set
Onramp Bitcoin offers secure multi-institution custody for Bitcoin with insurance and a fixed monthly membership. No mobile app support yet.
Strike provides on-chain and Lightning Bitcoin support, debit card support (2% deposit fee), global remittance with "Send Globally", and mobile apps with recurring auto-buy options.
Geographic Availability
Onramp Bitcoin is available in the U.S. only (limited to select states). Strike is available in 65+ countries including U.S., El Salvador, Argentina, and more.
Payment Methods
Onramp Bitcoin supports Bank Transfer, Wire, and ACH. Strike supports Debit Card (with ~2% deposit fee), ACH, and Wire Transfer.