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Strike vs River: Which is Best? [2026]

River
Overall Rating
Strike
Overall Rating
River logo Visit River
4.9 iOS App Store
Strike logo Visit Strike
4.8 iOS App Store

Key differences

1
Strike has lower fees than River for most users.
2
River has much lower DCA fees than Strike.
3
Strike supports USDT, while River only supports Bitcoin.
4
River offers 3.3% interest on cash (FDIC insured up to $250,000), paid in BTC. Strike does not offer this feature.


River vs Strike Fees Calculator

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River vs Strike in Comparison

Description

River

River is a trusted Bitcoin-only exchange based in the USA.

Strike

Fast, secure US-based exchange with high limits.

Supported Countries

River

USA

Strike

Available in 65+ countries including United States, El Salvador, Argentina, Costa Rica, Philippines and more. Send Globally feature available in 12+ countries.

Supported Cryptocurrencies

River

Bitcoin-only

Strike

Bitcoin (BTC) on-chain and Lightning, USDT

Fees

River

  • Order Size: Up to $1,000,000 | Fee: 1.00%
  • Order Size: >$1,000,000 to $5,000,000 | Fee: 0.70%
  • Order Size: >$5,000,000 to $15,000,000 | Fee: 0.40%
  • Order Size: >$15,000,000 | Fee: 0.25%
  • Order Size: All recurring buy orders | Fee: 0.00%

Strike

  • Trading Fees:
  • Under $250: 0.99%
  • $250 - $2,000: 0.95%
  • $2,000 - $5,000: 0.89%
  • $5,000 - $50,000: 0.79%
  • $50,000 - $500,000: 0.69%
  • $500,000 - $5,000,000: 0.59%
  • $5,000,000 - $15,000,000: 0.49%
  • Over $15,000,000: 0.39%
  • Bank transfers: Free
  • On-chain BTC withdrawals: Network fee

~2% debit card deposit fee.

Payment Methods

River

ACH, Bank Account, Wire Transfer

Strike

Debit Card, ACH, and Wire Transfer

Do These Exchanges Allow you To Earn Interest on Crypto?

River

3.3%

Earn 3.3% interest on FDIC-insured cash, paid out in Bitcoin. No fees or minimums. Withdraws allowed anytime.

Strike

Mobile App Ratings

River

iOS Rating: 4.9 Official rating from the iOS App Store as of June 14, 2026.

Android Rating: 4.8 Official rating from the Android Play Store as of June 14, 2026.

Strike

iOS Rating: 4.8 Official rating from the iOS App Store as of June 14, 2026.

Android Rating: 4.7 Official rating from the Android Play Store as of June 14, 2026.

Storage

River

River holds client Bitcoin in full reserve with no lending. They built their own custody systems from the ground up to minimize third-party dependencies. Security includes regular independent audits, mandatory 2FA, real-time notifications, 24/7 monitoring, and bcrypt password hashing. Users can verify holdings via Proof of Reserves.

Strike

Industry standard security measures including 2FA authentication. Non-custodial Lightning payments. Registered and regulated Money Services Business (MSB).

Have These Exchanges Been Hacked Before?

River

No. Has never lost customer funds in any way.

Strike

No publicly reported security incidents

Official Site

River

river.com

Strike

strike.me

Exchange Review

River

Read our River review

"I really like the app so far. It does what it's supposed to and paired with the desktop web app, I could not personally ask for more. Great customer service and lots of upcoming features in the pipeline from my understanding."
- Real user review from iOS App Store, Android Play Store or Trustpilot

Strike

No review available

"Love the hourly auto buy feature on this app. Invite some friends and go fee free. Auto buy for a week and go fee free. Otherwise fees are super low compared to everything else. Will never buy BTC on the other platforms again. Highly recommend."
- Real user review from iOS App Store, Android Play Store or Trustpilot

Before you go...

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