
Key Takeaways
- VanEck's tool models Bitcoin's role in U.S. debt reduction.
- The BITCOIN Act proposes acquiring 1 million BTC by 2029.
- VanEck estimates a Bitcoin reserve could offset $21T of debt by 2049.
VanEck has introduced an interactive tool to analyze the potential impact of a Strategic Bitcoin Reserve on U.S. debt.
The initiative aligns with Senator Cynthia Lummis’ BITCOIN Act, which proposes acquiring up to 1 million BTC over five years and holding them for at least 20 years.
Debt reduction projections
VanEck’s model suggests that if the U.S. follows this strategy, the reserve could offset approximately $21 trillion in national debt by 2049—about 18% of total projected debt at that time.
The analysis assumes:
- A 5% annual growth rate in U.S. debt, reaching $116 trillion by 2049.
- Bitcoin appreciating at 25% per year, potentially reaching $21 million per BTC by 2049.
- An acquisition price of $100,000 per BTC in 2025.
State & federal support
At least 20 U.S. states are also considering digital asset reserves, which could drive $23 billion in Bitcoin purchases.
Meanwhile, President Donald Trump has reaffirmed his commitment to making the U.S. a leader in Bitcoin adoption, citing record-breaking BTC prices under his administration.