Kraken Bitcoin Vault Calculator
Estimate BTC-denominated rewards from Kraken Bitcoin Vault at up to 2.5% APY.
Put your BTC to work with Kraken's Bitcoin Vault. Earn BTC-denominated rewards while keeping full Bitcoin price exposure.
Start Earning on Kraken →| Year | BTC Price | Starting BTC | Rewards Earned | Ending BTC | Portfolio Value |
|---|---|---|---|---|---|
| 1 | $100,000 | 1.00000000 | 0.02500000 | 1.02500000 | $102,500 |
| 2 | $120,000 | 1.02500000 | 0.02562500 | 1.05062500 | $126,075 |
| 3 | $144,000 | 1.05062500 | 0.02626563 | 1.07689062 | $155,072 |
| 4 | $172,800 | 1.07689062 | 0.02692227 | 1.10381289 | $190,739 |
| 5 | $207,360 | 1.10381289 | 0.02759532 | 1.13140821 | $234,609 |
| 6 | $248,832 | 1.13140821 | 0.02828521 | 1.15969342 | $288,569 |
| 7 | $298,598 | 1.15969342 | 0.02899234 | 1.18868575 | $354,940 |
| 8 | $358,318 | 1.18868575 | 0.02971714 | 1.21840290 | $436,576 |
| 9 | $429,982 | 1.21840290 | 0.03046007 | 1.24886297 | $536,988 |
| 10 | $515,978 | 1.24886297 | 0.03122157 | 1.28008454 | $660,496 |
What Is Kraken Bitcoin Vault?
Bitcoin Vault is a product within Kraken Earn that lets eligible customers earn BTC-denominated rewards while maintaining Bitcoin price exposure. Kraken announced the product with an advertised reward rate of up to 2.5% APY.
The product is powered by Veda, with strategy design and risk curation by Sentora. Kraken says the vault can allocate to onchain protocols such as Aave, Morpho, Tydro and others.
How Are Rewards Calculated?
BTC rewards compound annually: each year's rewards are added to your balance and earn in subsequent years. The dollar values factor in your estimated annual BTC price growth.
Because Bitcoin price is projected to grow each year, the dollar value of rewards rises even though the BTC amount earned stays roughly the same. This calculator assumes the vault APY stays constant while the BTC price compounds at your selected growth rate.
Bitcoin Vault Risks
Bitcoin does not generate native yield on its own. Bitcoin Vault earns rewards by interacting with third-party onchain strategies, which introduces risks beyond ordinary Bitcoin price volatility.
Kraken says Bitcoin Vault is available through Kraken Earn everywhere Kraken operates except the UK, UAE and Australia. Availability, fees and eligibility vary by jurisdiction.
This calculator is for informational and educational purposes only and does not constitute financial, investment, tax or legal advice. Rewards are variable and not guaranteed; you can lose some or all of your assets. Onchain smart contract interactions involve technological, market and operational risks, including bugs, exploits, oracle/MEV/bridge failures, price volatility, de-pegs, liquidation where relevant, irreversible transactions, gas fees and network congestion. Kraken does not control third-party protocols. Bitcoin Vault and DeFi Earn are unregulated products provided by Payward Wallet, LLC. Fees and geographic restrictions apply.
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