Virginia

Compare fees, payment methods, and features to find the best way to buy Bitcoin in Virginia.

River

Bitcoin-only exchange with 0% fees on recurring buys. VA residents can buy instantly or automate purchases with ACH.

Gemini

Regulated by NY DFS. Buy Bitcoin with ACH, PayPal, Apple Pay, or wire transfer.

Uphold

Trade Bitcoin alongside 250+ other assets. Fund with ACH, wire transfer, or Apple Pay.

Kraken

Operating since 2011 with some of the lowest trading fees. Deposit with ACH, wire transfer, or Apple Pay.

River Private Client

For Bitcoin investments of $100k+. Dedicated advisor handles execution, custody planning, and priority support.

Coinbase Advanced

Coinbase's pro trading interface — same account, lower fees. Use limit orders and advanced charts for more control.

Swan Bitcoin

Bitcoin-only platform designed for long-term investors. Automate weekly or monthly BTC purchases with ACH or wire.

ATM Radar

Coin ATM Radar helps you locate Bitcoin ATMs across Virginia. The map shows ATM locations, operators, fees, and supported cryptocurrencies. Locations in cities like Virginia Beach, Norfolk, Chesapeake, and many other towns.

Bitcoin ATMs

Buy Bitcoin with cash — no bank account needed. Find ATM locations in Virginia Beach, Richmond, and across Virginia.

Fees
Estimated Fees on $100
Regulatory Licenses
Deposit & Withdrawal Fees
Mobile Apps
Exchange snapshots

Exchange Support

Exchange Name	Support for Virginia
Binance.us	Yes
Coinbase	Yes
Kraken	Yes
Kucoin	No
Fold	Yes
Gemini	Yes
Uphold	Yes
Luno	No
Crypto.com	Yes

Frequently Asked Questions

Is Binance Available in Virginia? +

Is KuCoin Available in Virginia? +

Is Kraken Available in Virginia? +

Is Coinbase Available in Virginia? +

What If You Bought Bitcoin?

See how much you would have made if you bought Bitcoin in the past.

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Transaction Fees

A look at the transaction fees for each exchange, both spread and commission.

Spread fee: Exchanges may charge a higher price than the actual price of Bitcoin.
Fee: Exchange fee for the transaction.
Total fees: The sum of the spread fee and the fee.

Exchange	Spread Fee	Fee	Total Fees
Swan Bitcoin	0.3%	0.99%	1.29%
Kraken	0.0%	0.4%	0.4%
River	0.3%	1.0%	1.3%
Uphold	1.5%	0.0%	1.5%
Gemini	0.5%	2.99%	3.49%

Actual fees may vary. Fees are subject to change. Fee estimates based on our research and testing. Some exchanges may charge less depending on volume.

Estimated Fees on $100

An estimate of the fees for buying $100 worth of Bitcoin using a bank account.

Exchange	Total Cost on $100
Swan Bitcoin	$1.29
Kraken	$0.4
River	$1.3
Uphold	$1.5
Gemini	$3.49

History of Bitcoin in Virginia

Virginia has established itself as an emerging technology hub with growing cryptocurrency adoption. The state's approach to Bitcoin regulation has been guided by the Virginia Money Transmitter Act, with the Bureau of Financial Institutions providing oversight. In 2020, Virginia updated its laws to include cryptocurrency businesses within its regulatory framework.

Northern Virginia's technology corridor has become a significant center for blockchain development, with numerous startups and established companies exploring cryptocurrency applications. The region's proximity to Washington D.C. has also made it a hub for discussions on federal cryptocurrency policy and regulation.

Financial & Regulatory Licenses

Exchange	Licenses & Regulation
River	Registered MSB with FinCEN.
Gemini	New York State Department of Financial Services (NYDFS).
Uphold	FinCEN (USA), FCA (UK), FINTRAC (Canada), FCIS (EU)
Kraken	Registered money services business with FinCEN (USA).
River Private Client	Registered MSB with FinCEN.
Coinbase Advanced	Chartered by New York State Department of Financial Services for virtual currency.
Swan Bitcoin	Swan connects users to licensed custodians Bakkt, BitGo, and Equity Trust, ensuring compliance with state laws. Bakkt is BitLicensed and FinCEN registered; BitGo and Equity Trust operate under their own regulations.
ATM Radar	This is a map only. Please check with individual ATM operators for their regulatory status and licenses.
Bitcoin ATMs	Bitcoin ATM regulations vary by state. Please check with individual ATM operators for their regulatory status.

Deposit Fees

These are fees exchanges may charge for deposits. Fees are subject to change.

Exchange	Deposit Fees
Coinbase Advanced	ACH: Free Wire: $10 USD SEPA: €0.15 EUR SWIFT: Free
Gemini	ACH: $0 Wire: $0 SEPA: $0 SWIFT: $0
Kraken	ACH: $0 Wire: $0 SEPA: $0 SWIFT: $3
River Private Client	ACH: $0 Wire: $0
River	ACH: $0 Wire: $0
Uphold	ACH: Free Wire: $0 - $20 SEPA: Free FPS: Free

View Withdrawal Fees

Withdrawal Fees

These are fees exchanges may charge for withdrawals. Fees are subject to change.

Exchange	Withdrawal Fees
Coinbase Advanced	ACH: Free Wire: $25 USD SEPA: Free SWIFT: £1 GBP
Gemini	ACH: $0 Wire: $25 USD SEPA: $0
Kraken	ACH: $0 Wire: $25 USD SEPA: $0 SWIFT: $25
River Private Client	ACH: $0 Wire: $0
River	ACH: $0 Wire: $0
Uphold	ACH: Free Wire: $0 - $20 SEPA: Free FPS: Free

View Bitcoin Deposit & Withdrawal Fees

Exchange	BTC Deposit Fees	BTC Withdrawal Fees
Coinbase Advanced	NoneⓘNo fees are charged when depositing bitcoin to sell, although selling fees may apply.	VariesⓘBitcoin transaction fees vary based on network congestion. Fees are typically $1 or less but can be higher during busy periods.
Gemini	NoneⓘNo fees are charged when depositing bitcoin to sell, although selling fees may apply.	VariesⓘBitcoin transaction fees vary based on network congestion. Fees are typically $1 or less but can be higher during busy periods.
Kraken	NoneⓘNo fees are charged when depositing bitcoin to sell, although selling fees may apply.	VariesⓘBitcoin transaction fees vary based on network congestion. Fees are typically $1 or less but can be higher during busy periods.
River Private Client	NoneⓘNo fees are charged when depositing bitcoin to sell, although selling fees may apply.	VariesⓘBitcoin transaction fees vary based on network congestion. Fees are typically $1 or less but can be higher during busy periods.
River	NoneⓘNo fees are charged when depositing bitcoin to sell, although selling fees may apply.	VariesⓘBitcoin transaction fees vary based on network congestion. Fees are typically $1 or less but can be higher during busy periods.
Uphold	NoneⓘNo fees are charged when depositing bitcoin to sell, although selling fees may apply.	VariesⓘBitcoin transaction fees vary based on network congestion. Fees are typically $1 or less but can be higher during busy periods.

Bitcoin Scams in Virginia

Virginia has experienced several notable cryptocurrency fraud cases. In 2021, the Virginia State Corporation Commission reported multiple instances of crypto investment scams, with collective losses estimated at $5 million. A significant case involved a Richmond-based crypto trading scheme that defrauded investors through false promises of guaranteed returns.

The Virginia Bureau of Financial Institutions regularly issues warnings about unauthorized crypto platforms and investment schemes. Virginia residents are advised to exercise caution with crypto investments, verify the registration status of any investment platform with state authorities, and be particularly wary of unsolicited investment opportunities promising high returns.

Mobile App Support

Exchange	iOS App	Android App
River
Gemini
Uphold
Kraken
River Private Client
Coinbase Advanced
Swan Bitcoin
Bitcoin ATMs

Earn Interest & Rewards

The following table shows interest rates offered by exchanges.

Exchange	Interest Rate & Details
River	3.8% Earn 3.8% interest on FDIC-insured cash, paid out in Bitcoin. No fees or minimums. Withdraws allowed anytime.
Uphold	2 - 4.65% Earn up to 4.65% APY on USD balances of $1,000 or more, or 2% APY on balances below $1,000 in Uphold's USD Interest Account.
Kraken	0.15% - 6.5% Available for BTC (0.15% bonded/0.1% flexible), USDT/USD/USDC (6.5% bonded/4.5% flexible), and EUR (4.45% bonded/3.5% flexible).
River Private Client	3.3% Earn 3.3% interest on FDIC-insured cash, paid out in Bitcoin. No fees or minimums. Withdraw anytime.
Coinbase Advanced	4.70% Earn 4.70% APY rewards by holding USDC on Coinbase. USDC is fully backed 1:1 by US dollars. Minimum $1.

Exchange snapshots

River

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River snapshot
Minimum Deposit	$1
iOS app score	4.9 Official rating from the iOS App Store as of November 18, 2024.
Android app score	4.6 Official rating from the Android Play Store as of November 18, 2024.
Deposit Methods	ACH, Bank Account, Wire Transfer
Review	Read our review

Gemini

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Gemini snapshot
Minimum Deposit	$1
iOS app score	4.8 Official rating from the iOS App Store as of November 18, 2024.
Android app score	4.2 Official rating from the Android Play Store as of November 18, 2024.
Deposit Methods	ACH, Bank Account, Wire Transfer, PayPal, Apple Pay, Google Pay

Uphold

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Uphold snapshot
Minimum Deposit	$1
iOS app score	4.6 Official rating from the iOS App Store as of November 18, 2024.
Android app score	4.7 Official rating from the Android Play Store as of November 18, 2024.
Deposit Methods	ACH, Bank Account, Apple Pay, Google Pay, Credit Card, Debit Card, SEPA, Interac e-Transfer

Kraken

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Kraken snapshot
Minimum Deposit	$1
iOS app score	4.7 Official rating from the iOS App Store as of November 18, 2024.
Android app score	4.3 Official rating from the Android Play Store as of November 18, 2024.
Deposit Methods	ACH, Bank Account, Apple Pay, Google Pay, SEPA, Interac e-Transfer, Debit Card, PayPal

River Private Client

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River Private Client snapshot
Minimum Deposit	$1
Deposit Methods	ACH, Wire Transfer, Bank Account

Coinbase Advanced

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Coinbase Advanced snapshot
Minimum Deposit	$1
iOS app score	4.7 Official rating from the iOS App Store as of November 18, 2024.
Android app score	4.6 Official rating from the Android Play Store as of November 18, 2024.
Deposit Methods	ACH, Wire Transfer, Debit Card, Bank Account, PayPal, Apple Pay, iDEAL, SEPA, Interac e-Transfer, Instant Verification, Google Pay

Swan Bitcoin

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Swan Bitcoin snapshot
Minimum Deposit	$1
iOS app score	4.8 Official rating from the iOS App Store as of November 18, 2024.
Android app score	4.3 Official rating from the Android Play Store as of November 18, 2024.
Deposit Methods	ACH, Bank Account, Wire Transfer

ATM Radar

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ATM Radar snapshot
Minimum Deposit	Each ATM will have a different minimum deposit amount.
iOS app score	4.5 Official rating from the iOS App Store as of November 18, 2024.
Android app score	4.5 Official rating from the Android Play Store as of November 18, 2024.
Deposit Methods	Cash

Bitcoin ATMs

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Bitcoin ATMs snapshot
Minimum Deposit	Each ATM will have a different minimum deposit amount. Typically $20-$50 minimum.
Deposit Methods	Cash

Virginia

River

Gemini

Uphold

Kraken

River Private Client

Coinbase Advanced

Swan Bitcoin

ATM Radar

Bitcoin ATMs

Table of Contents

Exchange Support

Frequently Asked Questions

Is Binance Available in Virginia? +

Is KuCoin Available in Virginia? +

Is Kraken Available in Virginia? +

Is Coinbase Available in Virginia? +

What If You Bought Bitcoin?

Transaction Fees

Estimated Fees on $100

History of Bitcoin in Virginia

Financial & Regulatory Licenses

Deposit Fees

Withdrawal Fees

Bitcoin Scams in Virginia

Mobile App Support

Earn Interest & Rewards

Exchange snapshots

River

Gemini

Uphold

Kraken

River Private Client

Coinbase Advanced

Swan Bitcoin

ATM Radar

Bitcoin ATMs