Uphold vs Gemini: Which is Best? [2025]
Key differences
- Gemini offers lower fees on instant orders under $200, while Uphold charges a flat spread on BTC trades.
- Uphold pays interest on USD balances, Gemini offers staking (with 15% fee).
- Gemini supports fewer cryptocurrencies than Uphold but is licensed in all 50 U.S. states.
- Both support DCA, but Gemini also offers PayPal and Google Pay, while Uphold focuses on multi-asset support.
Uphold vs Gemini Fees Calculator
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Enter the amount you want to buy and we'll show you the estimated fees for each exchange.
Uphold vs Gemini in Comparison
Description
Popular exchange based in the USA with support for multiple payment methods.
US-based exchange regulated by the New York DFS. Features include ACH transfers, PayPal integration, Apple Pay support, & automated purchases.
Supported Countries
Available in over 180 countries globally including US, UK, Canada, Australia, Brazil and Japan. Serves over 30 million users worldwide.
Available in over 60 countries globally including United States, United Kingdom, France, Germany, Italy, Spain and Brazil. Supports all 50 U.S. states and territories.
Supported Cryptocurrencies
Over 250 cryptocurrencies including Bitcoin, Ethereum, Litecoin, XRP, Stellar, AAVE, BAT, ADA and many more
Over 70 cryptocurrencies including native assets like Bitcoin (BTC), Ethereum (ETH), Filecoin (FIL), Zcash (ZEC), Bitcoin Cash (BCH), Litecoin (LTC), Dogecoin (DOGE), Tezos (XTZ), Solana (SOL), Polkadot (DOT), Avalanche (AVAX), XRP, Cosmos (ATOM), Optimism (OP) and more.
Fees
- Stablecoins & major FX: 0.25%
- BTC, ETH: 1.4% - 1.6%
- Altcoins: 1.9% - 2.95%
- Precious Metals: 1.9% - 2.95%
- Mobile/Web Instant Orders:
- Under $10: $0.99 flat fee
- Over $200: 1.49% + 0.5% convenience fee
- Mobile/Web Limit Orders:
- Maker: 0.20%
- Taker: 0.40%
- Stablecoin-USD:
- Maker: Free
- Taker: 0.01%
- Crypto Conversion: 1.49%
- Staking: 15%
- ACH/Wire Transfers: Free
Payment Methods
ACH, Bank Account, Apple Pay, Google Pay, Credit Card, Debit Card, SEPA, Interac e-Transfer
ACH, Bank Account, PayPal, Apple Pay, Debit Card, Google Pay
Do These Exchanges Allow you To Earn Interest on Crypto?
2 - 4.65%
Earn up to 4.65% APY on USD balances of $1,000 or more, or 2% APY on balances below $1,000 in Uphold's USD Interest Account.
Mobile App Ratings
iOS Rating: 4.6 Official rating from the iOS App Store as of November 18, 2024.
Android Rating: 4.7 Official rating from the Android Play Store as of November 18, 2024.
iOS Rating: 4.8 Official rating from the iOS App Store as of November 18, 2024.
Android Rating: 4.2 Official rating from the Android Play Store as of November 18, 2024.
Storage
Uphold maintains full reserves of customer assets with no lending. Platform features industry-standard security including 2FA, real-time monitoring and notifications. Regular third-party audits verify holdings and security practices.
Gemini is the world's first SOC1 Type 2 and SOC2 Type 2 certified crypto exchange and custodian. The platform features industry-leading security controls including mandatory 2FA, hardware security key support, and address allowlisting for withdrawals.
Regular third-party security assessments including SOC2 Type 2, ISO 27001 certification, and annual penetration testing verify security practices.
All customer assets are fully secured with institutional-grade storage solutions.
Have These Exchanges Been Hacked Before?
No major hacks, though a third-party communications vendor had a security incident in July 2022. No customer funds were affected.
No major hacks, though did lose customer funds during the Genesis bankruptcy. However, all customer funds were recovered.
Official Site
Exchange Review
No review available
"I am a big fan of Uphold. Its super straightforward and simple. You can swap between lots of tokens and easily select your bank to buy new ones. They have all customer assets backed. Perfect 👌. My only gripe is that once you own something and click on that token it does not show you the market price and market graph it shows your own account balance and change over time."
- Real user review from iOS App Store, Android Play Store or Trustpilot
No review available
"My favorite crypto exchange! The customer service is great and the fees are not as bad as some other exchanges. I've been trading on Gemini for a couple of years and never had an issue. Thanks for the seamless experience guys!"
- Real user review from iOS App Store, Android Play Store or Trustpilot
Uphold vs Gemini Comparison
Fee Structures
Uphold charges flat spread fees depending on asset type:
- Stablecoins & major FX: 0.25%
- BTC, ETH: 1.4% - 1.6%
- Altcoins: 1.9% - 2.95%
- Precious Metals: 1.9% - 2.95%
- Mobile/Web Instant Orders:
- Under $10: $0.99 flat fee
- Over $200: 1.49% + 0.5% convenience fee
- Mobile/Web Limit Orders:
- Maker: 0.20%
- Taker: 0.40%
- Stablecoin-USD:
- Maker: Free
- Taker: 0.01%
- Crypto Conversion: 1.49%
- Staking: 15%
Feature Set
Uphold supports recurring buys (Auto-DCA), a wide range of assets, and interest-bearing USD accounts (up to 4.65% APY). It doesn't offer staking or advanced trading tools.
Gemini supports DCA, offers staking (with a 15% fee), and has both a simple UI and an advanced trading interface (ActiveTrader). It also features a regulated wallet and SOC-certified security infrastructure.
Geographic Availability
Uphold is available in over 180 countries globally including US, UK, Canada, Australia, Brazil and Japan. Serves over 30 million users worldwide.
Gemini is available in over 60 countries globally including United States, United Kingdom, France, Germany, Italy, Spain and Brazil. Supports all 50 U.S. states and territories.
Security Features
Uphold maintains full reserves of customer assets with no lending. Platform features industry-standard security including 2FA, real-time monitoring and notifications. Regular third-party audits verify holdings and security practices.
Gemini is the world's first SOC1 Type 2 and SOC2 Type 2 certified crypto exchange and custodian. The platform features industry-leading security controls including mandatory 2FA, hardware security key support, and address allowlisting for withdrawals. Regular third-party security assessments including SOC2 Type 2, ISO 27001 certification, and annual penetration testing verify security practices.
Payment Methods
Uphold supports ACH, Bank Account, Apple Pay, Google Pay, Credit Card, Debit Card, SEPA, and Interac e-Transfer.
Gemini supports ACH, Bank Account, PayPal, Apple Pay, Debit Card, and Google Pay.
Customer Support
Uphold provides standard support with good mobile ratings, while Gemini offers responsive support with strong user feedback.
Additional Features
Uphold offers the ability to earn interest on USD balances and supports over 250 cryptocurrencies.
Gemini offers staking, advanced trading, instant buy limits, and supports over 70 cryptocurrencies including native assets like Bitcoin, Ethereum, Filecoin, Zcash, Bitcoin Cash, Litecoin, Dogecoin, Tezos, Solana, Polkadot, Avalanche, XRP, Cosmos, Optimism and more.
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