Uphold vs Crypto.com: Which is Best? [2025]
Key differences
- Crypto.com has lower trading fees for high-volume users, while Uphold charges flat spreads.
- Uphold offers interest accounts on USD, while Crypto.com provides broader crypto services including Visa cards and DeFi wallets.
- Uphold is available in Hawaii and New York; Crypto.com is not available in NY.
- Crypto.com was hacked in 2022 but reimbursed users; Uphold has not had any major breaches.
Uphold vs Crypto.com Fees Calculator
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Uphold vs Crypto.com in Comparison
Description
Popular exchange based in the USA with support for multiple payment methods.
Globally licensed cryptocurrency platform offering a wide range of crypto services in over 100 countries.
Supported Countries
Available in over 180 countries globally including US, UK, Canada, Australia, Brazil and Japan. Serves over 30 million users worldwide.
Available in 100+ countries including US (49 states), Canada, Australia, Brazil, Singapore, UK, most of Europe, and many Asian and Middle Eastern markets. Not available in New York.
Supported Cryptocurrencies
Over 250 cryptocurrencies including Bitcoin, Ethereum, Litecoin, XRP, Stellar, AAVE, BAT, ADA and many more
350+ cryptocurrencies including BTC, ETH, USDC, USDT, BNB, ADA, SOL, DOGE, XRP, DOT, MATIC, AVAX, LINK, UNI, ATOM, and many others across multiple blockchains.
Fees
- Stablecoins & major FX: 0.25%
- BTC, ETH: 1.4% - 1.6%
- Altcoins: 1.9% - 2.95%
- Precious Metals: 1.9% - 2.95%
- Trading Fees (Without CRO):
- Volume < $10,000: Maker 0.25%, Taker 0.50%
- Volume ≥ $10,000: Maker 0.20%, Taker 0.40%
- Volume ≥ $50,000: Maker 0.15%, Taker 0.25%
- Volume ≥ $250,000: Maker 0.10%, Taker 0.20%
- Volume ≥ $500,000: Maker 0.08%, Taker 0.18%
Payment Methods
ACH, Bank Account, Apple Pay, Google Pay, Credit Card, Debit Card, SEPA, Interac e-Transfer
Bank Transfer, Wire Transfer, Credit Card, Debit Card, PayPal, Apple Pay, Google Pay
Do These Exchanges Allow you To Earn Interest on Crypto?
2 - 4.65%
Earn up to 4.65% APY on USD balances of $1,000 or more, or 2% APY on balances below $1,000 in Uphold's USD Interest Account.
Mobile App Ratings
iOS Rating: 4.6 Official rating from the iOS App Store as of November 18, 2024.
Android Rating: 4.7 Official rating from the Android Play Store as of November 18, 2024.
iOS Rating: 4.5 Official rating from the iOS App Store as of November 18, 2024.
Android Rating: 4.3 Official rating from the Android Play Store as of November 18, 2024.
Storage
Uphold maintains full reserves of customer assets with no lending. Platform features industry-standard security including 2FA, real-time monitoring and notifications. Regular third-party audits verify holdings and security practices.
Comprehensive security with 1:1 asset reserves and third-party Proof of Reserves verification. Regulated custodian accounts for fiat deposits. Security certifications include ISO 22301, ISO/IEC 27701, ISO/IEC 27001, PCI DSS v4.0, and SOC 2 Type II. Features bug bounty program via HackerOne.
Have These Exchanges Been Hacked Before?
No major hacks, though a third-party communications vendor had a security incident in July 2022. No customer funds were affected.
Yes, Crypto.com was hacked in January 2022. Attackers bypassed 2FA authentication and stole over $30 million worth of cryptocurrency from 483 customer accounts. All affected customers were fully reimbursed by the company.
Official Site
Exchange Review
No review available
"I am a big fan of Uphold. Its super straightforward and simple. You can swap between lots of tokens and easily select your bank to buy new ones. They have all customer assets backed. Perfect 👌. My only gripe is that once you own something and click on that token it does not show you the market price and market graph it shows your own account balance and change over time."
- Real user review from iOS App Store, Android Play Store or Trustpilot
No review available
"Crypto.com has been my go-to platform for years. The app is user-friendly, customer support is responsive, and the variety of services available is impressive. The security features give me peace of mind, and the global reach means I can use it wherever I travel."
- Real user review from iOS App Store, Android Play Store or Trustpilot
Uphold vs Crypto.com Comparison
Fee Structures
Uphold charges flat spread fees depending on asset type:
- Stablecoins & major FX: 0.25%
- BTC, ETH: 1.4% - 1.6%
- Altcoins: 1.9% - 2.95%
- Precious Metals: 1.9% - 2.95%
- Volume < $10,000: Maker 0.25%, Taker 0.50%
- Volume ≥ $10,000: Maker 0.20%, Taker 0.40%
- Volume ≥ $50,000: Maker 0.15%, Taker 0.25%
- Volume ≥ $250,000: Maker 0.10%, Taker 0.20%
- Volume ≥ $500,000: Maker 0.08%, Taker 0.18%
Feature Set
Uphold features auto-DCA, fiat and crypto wallets, and interest-earning accounts on USD up to 4.65% APY. It does not offer crypto cards or DeFi wallets.
Crypto.com supports DCA, an in-app wallet, DeFi wallet integration, crypto Visa cards, and extensive crypto finance features including staking, lending, and NFT marketplaces.
Geographic Availability
Uphold is available in over 180 countries, including the USA (including Hawaii and NY), UK, Europe, Canada, Australia, Brazil, and Japan.
Crypto.com is also widely available in over 100 countries including the US (except New York), UK, Canada, Singapore, Australia, and most of Europe.
Security Features
Uphold features 2FA, full reserves, third-party audits. Uphold maintains full reserves of customer assets with no lending. Platform features industry-standard security including real-time monitoring and notifications.
Crypto.com implements comprehensive security with 1:1 asset reserves and third-party Proof of Reserves verification. Security certifications include ISO 22301, ISO/IEC 27701, ISO/IEC 27001, PCI DSS v4.0, and SOC 2 Type II.
Payment Methods
Uphold supports ACH, Bank Account, Apple Pay, Google Pay, Credit Card, Debit Card, SEPA, and Interac e-Transfer.
Crypto.com supports Bank Transfer, Wire Transfer, Credit Card, Debit Card, PayPal, Apple Pay, and Google Pay.
Customer Support
Uphold provides standard support with good mobile ratings, while Crypto.com offers responsive, global support with in-app chat.
Additional Features
Uphold offers the ability to earn interest on USD balances and supports over 250 cryptocurrencies.
Crypto.com offers a complete crypto ecosystem including Visa cards, DeFi wallet, NFT marketplace, and supports over 350 cryptocurrencies.
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