Uphold vs Binance: Which is Best? [2025]
Key differences
- Binance has significantly lower trading fees (0.1% or less) vs Uphold's flat spreads.
- Uphold pays up to 4.65% interest on USD balances; Binance offers broader crypto services including staking and P2P.
- Binance supports over 350 cryptos and global fiat options; Uphold supports fewer payment types but includes fiat, metals, and FX.
- Uphold is available in Hawaii; Binance is not available in the U.S. through its main platform.
Uphold vs Binance Fees Calculator
We built this fee calculator to help you compare the fees of Uphold and Binance.
Enter the amount you want to buy and we'll show you the estimated fees for each exchange.
Uphold vs Binance in Comparison
Description
Popular exchange based in the USA with support for multiple payment methods.
Global cryptocurrency exchange with extensive trading features and high liquidity.
Supported Countries
Available in over 180 countries globally including US, UK, Canada, Australia, Brazil and Japan. Serves over 30 million users worldwide.
Available in over 100 countries. Notable regions include: Africa (South Africa), Americas (Argentina, Brazil, Chile, Colombia, Mexico, Peru), Asia & Pacific (Australia, India, Indonesia, Japan, Philippines, New Zealand), Europe (France, Italy, Poland, Spain, Switzerland), and Middle East (UAE, Saudi Arabia, Israel).
Supported Cryptocurrencies
Over 250 cryptocurrencies including Bitcoin, Ethereum, Litecoin, XRP, Stellar, AAVE, BAT, ADA and many more
350+ cryptocurrencies including Bitcoin (BTC), Ethereum (ETH), and many more
Fees
- Stablecoins & major FX: 0.25%
- BTC, ETH: 1.4% - 1.6%
- Altcoins: 1.9% - 2.95%
- Precious Metals: 1.9% - 2.95%
- Trading Fees:
- Regular User: 0.1000% / 0.1000% (Maker/Taker)
- With BNB discount: 0.0750% / 0.0750%
- VIP tiers available with lower fees (down to 0.0110% / 0.0230%)
- Fees decrease with higher 30-day trading volume and BNB holdings
- Deposit Fees:
- SEPA Bank Transfer (EUR): 1 EUR
- Credit/Debit Card: 2.00%
- Bank Transfer: 0-1.40% (varies by region)
- P2P Express: Free
- Withdrawal Fees:
- SEPA Bank Transfer (EUR): 1 EUR
- Bank Transfer: Varies by currency (e.g., 120 AED, 3.5 BRL, 150 JPY)
- P2P Express: Free
- Corporate Bank Transfer: Varies by region
Payment Methods
ACH, Bank Account, Apple Pay, Google Pay, Credit Card, Debit Card, SEPA, Interac e-Transfer
Bank Transfer (SEPA), Credit/Debit Card, P2P Express, Online Banking, Corporate Bank Transfer (varies by region)
Do These Exchanges Allow you To Earn Interest on Crypto?
2 - 4.65%
Earn up to 4.65% APY on USD balances of $1,000 or more, or 2% APY on balances below $1,000 in Uphold's USD Interest Account.
Mobile App Ratings
iOS Rating: 4.6 Official rating from the iOS App Store as of November 18, 2024.
Android Rating: 4.7 Official rating from the Android Play Store as of November 18, 2024.
iOS Rating: 4.6 Official rating from the iOS App Store as of November 18, 2024.
Android Rating: 4.7 Official rating from the Android Play Store as of November 18, 2024.
Storage
Uphold maintains full reserves of customer assets with no lending. Platform features industry-standard security including 2FA, real-time monitoring and notifications. Regular third-party audits verify holdings and security practices.
Industry standard security measures including 2FA authentication, cold storage, SAFU fund for asset protection
Have These Exchanges Been Hacked Before?
No major hacks, though a third-party communications vendor had a security incident in July 2022. No customer funds were affected.
Two major incidents - October 2022 BNB Chain hack ($570M), May 2019 exchange hack ($40M). Both incidents were addressed and user funds were secured.
Official Site
Exchange Review
No review available
"I am a big fan of Uphold. Its super straightforward and simple. You can swap between lots of tokens and easily select your bank to buy new ones. They have all customer assets backed. Perfect 👌. My only gripe is that once you own something and click on that token it does not show you the market price and market graph it shows your own account balance and change over time."
- Real user review from iOS App Store, Android Play Store or Trustpilot
No review available
"I really love the Binance app! The interface is user-friendly and very smooth to use. Market data updates quickly, helping me seize trading opportunities in a timely manner. I am very satisfied with the app's security, allowing me to trade with peace of mind."
- Real user review from iOS App Store, Android Play Store or Trustpilot
Uphold vs Binance Comparison
Fee Structures
Uphold charges flat spread fees depending on asset type:
- Stablecoins & major FX: 0.25%
- BTC, ETH: 1.4% - 1.6%
- Altcoins: 1.9% - 2.95%
- Precious Metals: 1.9% - 2.95%
- Regular User: 0.1000% / 0.1000% (Maker/Taker)
- With BNB discount: 0.0750% / 0.0750%
- VIP tiers available with lower fees (down to 0.0110% / 0.0230%)
- Fees decrease with higher 30-day trading volume and BNB holdings
Feature Set
Uphold allows trading of crypto, metals, and FX pairs. It includes recurring buys and interest-earning USD accounts (up to 4.65% APY).
Binance offers spot, margin, and futures trading, plus staking, P2P, launchpad, savings, and more. It is designed for experienced traders and offers deep liquidity.
Geographic Availability
Uphold is available in over 180 countries globally including US, UK, Canada, Australia, Brazil and Japan. Serves over 30 million users worldwide.
Binance is available in over 100 countries. Notable regions include: Africa (South Africa), Americas (Argentina, Brazil, Chile, Colombia, Mexico, Peru), Asia & Pacific (Australia, India, Indonesia, Japan, Philippines, New Zealand), Europe (France, Italy, Poland, Spain, Switzerland), and Middle East (UAE, Saudi Arabia, Israel). Not available to U.S. residents via binance.com.
Security Features
Uphold maintains full reserves of customer assets with no lending. Platform features industry-standard security including 2FA, real-time monitoring and notifications. Regular third-party audits verify holdings and security practices.
Binance implements industry standard security measures including 2FA authentication, cold storage, SAFU fund for asset protection. Has experienced two major incidents - October 2022 BNB Chain hack ($570M), May 2019 exchange hack ($40M). Both incidents were addressed and user funds were secured.
Payment Methods
Uphold supports ACH, Bank Account, Apple Pay, Google Pay, Credit Card, Debit Card, SEPA, and Interac e-Transfer.
Binance supports Bank Transfer (SEPA), Credit/Debit Card, P2P Express, Online Banking, and Corporate Bank Transfer (varies by region).
Customer Support
Uphold provides standard support with good mobile ratings, while Binance offers live chat and multi-language support.
Additional Features
Uphold offers the ability to earn interest on USD balances and supports over 250 cryptocurrencies including fiat, metals, and FX trading.
Binance offers staking, P2P, futures, VIP levels, SAFU fund, and supports over 350 cryptocurrencies with advanced trading features and deep liquidity.
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