MoonPay vs Coinbase Advanced: Which is Best? [2026]
Key differences
Coinbase Advanced vs MoonPay in Comparison
Description
Coinbase's Advanced Exchange. Best for lower fees than Coinbase Simple and for more advanced order types.
Simple app to buy Bitcoin with your bank or debit card. Works in most countries but has very high fees.
Supported Countries
Available in same countries as Coinbase.
Available in 160+ countries. Regulated globally with licenses in major jurisdictions including UK, US, EU, Canada, and Australia.
Supported Cryptocurrencies
Over 500 cryptocurrencies and 467+ trading pairs
160+ cryptocurrencies including BTC, ETH, USDC, USDT, DAI and many more
Fees
- Spot Trading Fees:
- Intro 1 (Base tier): 0.60% maker | 1.20% taker
- Fees decrease with higher 30-day volume:
- Intro 2 (≥$1K volume): 0.35% maker | 0.75% taker
- Advanced 1 (≥$10K volume): 0.25% maker | 0.40% taker
- Advanced 2 (≥$50K volume): 0.15% maker | 0.25% taker
- Advanced 3 (≥$500K volume): 0.10% maker | 0.20% taker
- Advanced 4 (≥$1M volume): 0.07% maker | 0.16% taker
- Advanced 5 (≥$15M volume): 0.05% maker | 0.14% taker
- Advanced 6 (≥$50M volume): 0.02% maker | 0.10% taker
- Advanced 7 (≥$100M volume): 0.00% maker | 0.08% taker
- Advanced 8 (≥$250M volume): 0.00% maker | 0.05% taker
Payment Method Fees:- ACH transfers: Free
- Wire transfers: $10 incoming, $25 outgoing
- Deposit Fees:
- Bank Transfer: 1%
- Credit/Debit Card: 4.5%
- Apple Pay/Google Pay: 4.5%
- PayPal: 4.5%
- MoonPay Balance: 0%
- Withdrawal Fees:
- Bank Transfer: 1%
- PayPal: 3.4%
- BTC: Network fees apply
Payment Methods
ACH, Wire Transfer, Debit Card, Bank Account, PayPal, Apple Pay, iDEAL, SEPA, Interac e-Transfer, Instant Verification, Google Pay
Bank Account, Credit Card, Debit Card, Apple Pay, Google Pay, PayPal
Do These Exchanges Allow you To Earn Interest on Crypto?
4.70%
Earn 4.70% APY rewards by holding USDC on Coinbase. USDC is fully backed 1:1 by US dollars. Minimum $1.
Mobile App Ratings
iOS Rating: 4.7 Official rating from the iOS App Store as of November 18, 2024.
Android Rating: 4.6 Official rating from the Android Play Store as of November 18, 2024.
iOS Rating: 4.2 Official rating from the iOS App Store as of November 18, 2024.
Android Rating: 4.0 Official rating from the Android Play Store as of November 18, 2024.
Storage
Same as Coinbase.
Advanced security infrastructure with multi-signature wallets, cold storage solutions, and regular security audits. Features include 2FA authentication, biometric verification, and compliance with global regulatory standards.
Have These Exchanges Been Hacked Before?
No. Has never lost customer funds in any way.
No. No publicly reported major hacking incidents.
Official Site
Exchange Review
No review available
"So simple to use but with a great advanced interface. Really convienient! Definitely give it a try if you are trading crypto."
- Real user review from iOS App Store, Android Play Store or Trustpilot
No review available
"MoonPay has been fantastic for buying crypto quickly and easily. The verification process was smooth, and I love having multiple payment options. Their zero-fee feature with MoonPay Balance is a game-changer."
- Real user review from iOS App Store, Android Play Store or Trustpilot
MoonPay vs Coinbase Advanced Comparison
MoonPay and Coinbase Advanced serve completely different user needs. MoonPay is for quick, simple crypto purchases with payment cards. Coinbase Advanced is a professional trading interface for users who want lower fees and advanced order types.
Fee Comparison
MoonPay charges:
- 4.5% for cards/mobile payments
- 1% for bank transfers
- Spread built into pricing
Coinbase Advanced charges:
- 0.60% maker / 1.20% taker (base tier)
- Fees drop to 0.00% maker / 0.05% taker at high volumes
- Free ACH deposits
- No spread on limit orders
Who Should Use Each?
Choose MoonPay if: You want to buy crypto in under 2 minutes with a card, don't have a Coinbase account, or need to purchase through a dApp.
Choose Coinbase Advanced if: You already use Coinbase, want lower fees, need advanced order types, or plan to trade actively.
Key Takeaways
For anyone willing to learn a slightly more complex interface, Coinbase Advanced offers dramatically lower fees. The catch is you need to first fund your Coinbase account (free via ACH). MoonPay wins on pure convenience for one-off purchases, but you pay a significant premium for that simplicity.

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