Gemini vs Swan Bitcoin: Which is Best? [2025]
Key differences
- Gemini supports over 70 cryptocurrencies while Swan is Bitcoin-only.
- Swan offers a flat 0.99% fee, while Gemini has tiered fees based on platform and volume.
- Gemini is widely available globally; Swan focuses on U.S. residents.
- Gemini has a built-in wallet, Swan encourages cold storage.
Gemini vs Swan Bitcoin Fees Calculator
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Gemini vs Swan Bitcoin in Comparison
Description
US-based exchange regulated by the New York DFS. Features include ACH transfers, PayPal integration, Apple Pay support, & automated purchases.
Swan is a US-based Bitcoin-only exchange focused on making Bitcoin investing safe & simple.
Supported Countries
Available in over 60 countries globally including United States, United Kingdom, France, Germany, Italy, Spain and Brazil. Supports all 50 U.S. states and territories.
United States, Puerto Rico, Guam, Virgin Islands
Supported Cryptocurrencies
Over 70 cryptocurrencies including native assets like Bitcoin (BTC), Ethereum (ETH), Filecoin (FIL), Zcash (ZEC), Bitcoin Cash (BCH), Litecoin (LTC), Dogecoin (DOGE), Tezos (XTZ), Solana (SOL), Polkadot (DOT), Avalanche (AVAX), XRP, Cosmos (ATOM), Optimism (OP) and more.
Bitcoin-only
Fees
- Mobile/Web Instant Orders:
- Under $10: $0.99 flat fee
- Over $200: 1.49% + 0.5% convenience fee
- Mobile/Web Limit Orders:
- Maker: 0.20%
- Taker: 0.40%
- Stablecoin-USD:
- Maker: Free
- Taker: 0.01%
- Crypto Conversion: 1.49%
- Staking: 15%
- ACH/Wire Transfers: Free
- Purchasing Fees: 0.99% for all purchases and sales.
- No inactivity, withdrawal, overdraft, custody, or fiat withdrawal fees.
- IRA Fees: Small monthly fee
Payment Methods
ACH, Bank Account, PayPal, Apple Pay, Debit Card, Google Pay
ACH, Bank Account, Wire Transfer
Do These Exchanges Allow you To Earn Interest on Crypto?
Mobile App Ratings
iOS Rating: 4.8 Official rating from the iOS App Store as of November 18, 2024.
Android Rating: 4.2 Official rating from the Android Play Store as of November 18, 2024.
iOS Rating: 4.8 Official rating from the iOS App Store as of November 18, 2024.
Android Rating: 4.3 Official rating from the Android Play Store as of November 18, 2024.
Storage
Gemini is the world's first SOC1 Type 2 and SOC2 Type 2 certified crypto exchange and custodian. The platform features industry-leading security controls including mandatory 2FA, hardware security key support, and address allowlisting for withdrawals.
Regular third-party security assessments including SOC2 Type 2, ISO 27001 certification, and annual penetration testing verify security practices.
All customer assets are fully secured with institutional-grade storage solutions.
Swan encourages users to store their Bitcoin in cold storage. Swan does not charge its users any withdrawal fees.
Have These Exchanges Been Hacked Before?
No major hacks, though did lose customer funds during the Genesis bankruptcy. However, all customer funds were recovered.
Swan Bitcoin was affected by a data breach at HubSpot in March 2022, which also impacted BlockFi, NYDIG, and Circle. The breach involved unauthorized access to user information stored in HubSpot, but internal systems and treasuries were not compromised. Additionally, in August 2022, Swan Bitcoin experienced a data leak due to a phishing attack on its newsletter provider, Klaviyo. This incident led to the exposure of email addresses and some user data, but no evidence of misuse has been found.
Official Site
Exchange Review
No review available
"My favorite crypto exchange! The customer service is great and the fees are not as bad as some other exchanges. I've been trading on Gemini for a couple of years and never had an issue. Thanks for the seamless experience guys!"
- Real user review from iOS App Store, Android Play Store or Trustpilot
No review available
"Stackin' sats with Swan! With Swan you can stack your precious sats and withdraw on a schedule to your cold storage. Swan is about education for its customers and offers a wide variety of articles, podcasts etc in the app. Dashboard allows you to view your total bought, current balance, available sats to withdraw, a smash buy button etc."
- Real user review from iOS App Store, Android Play Store or Trustpilot
Gemini vs Swan Bitcoin Comparison
Fee Structures
Gemini offers two platforms with different fee structures. Gemini Simple charges tiered fees starting at $0.99 for small amounts up to 2.99% for larger amounts, with a 0.5% spread. Gemini Active Trader has much lower fees starting at 0.40% with volume-based discounts, and only a 0.1% spread.
Swan Bitcoin charges a flat 0.99% fee (waived on first $10,000) plus a 0.25% spread on all purchases.
Feature Set
Gemini offers a comprehensive platform with multiple cryptocurrencies, advanced trading tools, and various payment methods including PayPal and Apple Pay. Swan Bitcoin focuses exclusively on Bitcoin with recurring buy features and educational resources, making it ideal for long-term Bitcoin investors.
Geographic Availability
Gemini is available in all 50 U.S. states and over 60 countries globally. Swan Bitcoin is available in the United States, Puerto Rico, Guam, and the Virgin Islands.
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