9 Best Sites to Buy Bitcoin in USA
Compare Top Exchanges
*DCA fee estimates are based on a $100 recurring buy. These are our best estimates from deep research, checking company websites, and testing ourselves. Fees may vary and we cannot guarantee accuracy. Always verify current fees on each exchange's website before trading.
App store ratings are sourced from Apple App Store and Google Play Store as of January 7, 2026. Ratings may change over time. Exchanges without app ratings are shown at the bottom.
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Frequently Asked Questions
How do I compare offers?
- Enter Amount: Enter the USD amount you want to spend.
- Select crypto: Choose which cryptocurrency you want to buy.
- Compare offers: Click the button to see real-time rates from top exchanges.
- Select exchange: Pick the exchange with the best rate for you.
Can I use my card to buy bitcoin at a Bitcoin ATM?
At this time, no. Most Bitcoin ATMs accept cash only. However, you can use your debit card to get cash at a normal ATM, and then use the cash to buy bitcoin at an ATM.
Can I buy bitcoin with a pre-paid debit card?
Most exchanges will not allow you to use a pre-paid debit card.
Why are fees so high when I use a credit card?
Most credit card processors charge 3%, so this is the minimum fee when using a card to buy crypto.
How quickly can I buy bitcoin with my debit card?
Many exchanges offer instant or near-instant verification, allowing you to buy bitcoin within minutes of signing up. Here's what to expect:
- Coinbase: Usually minutes, sometimes up to 48 hours if manual review is needed
- Gemini: Often instant, can take a few hours
- Kraken: Minutes for basic verification, longer for higher limits
- eToro: Typically 1–3 business days
- Uphold: Usually hours, though times can vary
For fastest results, have a clear photo ID ready and ensure the name on your ID matches your account info exactly.
River
~0.3% DCA Fee
4.9
4.6
River
~0.3% DCA Fee
4.9
4.6
River is a Bitcoin-only exchange based in the USA, built for those who want to buy and hold Bitcoin long-term, rather than trade altcoins.
It offers a beautifuly designed app with features like zero-fee recurring buys and full-reserve custody, making it a strong choice for serious Bitcoin buyers who value simplicity and security.
- Bitcoin-only platform (no altcoin distractions)
- Zero-fee recurring buys (ideal for dollar-cost averaging)
- Set up DCA buys daily, weekly, bi-weekly or monthly
- Zero fees for one withdrawal each month
- Built-in wallet included for free
- Only supports Bitcoin
Gemini
~0.55% DCA Fee
4.7
4.2
Gemini
~0.55% DCA Fee
4.7
4.2
US-based exchange regulated by the New York Department of Financial Services.
Features include ACH transfers, PayPal integration, Apple Pay support, & automated purchases.
- U.S.-regulated & licensed exchange
- Supports debit card, PayPal, Apple Pay, and Google Pay
- PayPal, Apple Pay, and Google Pay support
- Wallet included
- High fees if not using Gemini ActiveTrader
Uphold
~1.2% DCA Fee
4.7
4.5
Uphold
~1.2% DCA Fee
4.7
4.5
Crypto exchange established in 2015. United States residents can buy bitcoin & crypto via wire transfer, credit card, debit card and ACH transfer.
Visit Uphold's Website- Ability to also buy gold and silver
- Established exchange
- Requires ID verification, so not private
Kraken
~0.46% DCA Fee
4.7
4.5
Kraken
~0.46% DCA Fee
4.7
4.5
Founded mid-2011, Kraken is the one of the USA's largest exchanges.
Deposits can be made via debit card, bank wire, and ACH. Users can buy bitcoin, ethereum, dogecoin and dozens of other coins.
- Very low 0.25% taker fee, falling to 0.1% with sufficient trading volume
- Very low maker fee, falling to 0% with sufficient trading volume
- Highly-rated for security and data protection
- Requires ID verification, so not private
Coinbase
~2.09% DCA Fee
4.7
4.4
Coinbase
~2.09% DCA Fee
4.7
4.4
Coinbase is one of the world's crypto exchanges.
Users from the USA can with bank account, ACH, debit card, wire transfer, Apple Pay, and Google Pay.
- Trusted exchange with 100 million+ users
- Based in the USA; with a free wallet included
- App available on Apple App Store & Play Store
- Easy to use but fees can be high
- Coinbase may track how and where you spend your bitcoins
Bitcoin ATMs
Bitcoin ATMs
We maintain a directory of Bitcoin ATMs across the USA. Use our map to find a Bitcoin ATM near you. Bitcoin ATMs can be a quick and easy way to buy bitcoins with cash, though fees are typically 5-10%.
View Bitcoin ATM Map- Our map makes it super easy to find a Bitcoin ATM near you
- Bitcoin ATMs often have 5-10% fees per purchase
River Private Client
River Private Client
Personalized Bitcoin investing for amounts of $100k or more. Dedicated relationship managers, priority phone support, high transaction limits, & tax optimization.
Visit River Private Client's Website- Dedicated relationship manager for personalized service
- Priority phone support with U.S.-based team
- High transaction limits with no cap
- $100k minimum investment required
Unchained IRA
4.8
4.6
Unchained IRA
4.8
4.6
Bitcoin IRA with industry-leading multisig security. Tax-advantaged retirement accounts combining IRA benefits with collaborative custody. 1.5% flat fee per trade.
Visit Unchained IRA's Website- Industry-leading multisig security
- Tax-advantaged Bitcoin retirement accounts
- Excellent customer support
- $2,000 minimum trade size
- Not available in all US states
PayPal
~2.7% DCA Fee
PayPal
~2.7% DCA Fee
PayPal allowed users to buy and sell bitcoins starting in 2020. Starting in June 2022, PayPal allowed users to withdraw the coins from their accounts. PayPal can be a fast way to purchase coins if you are already verified.
Here is a video we made that shows how fast the process is:
The main issue we have seen is that some people experience delays when they try to send bitcoins out from their PayPal account.
- Many people already have an account
- Can be a fast way to buy if you're already verified on PayPal
- Some users report delays with withdrawing bitcoins
Coinbase Advanced
~0.7% DCA Fee
Coinbase Advanced
~0.7% DCA Fee
Coinbase Advanced Trader is one of the largest Bitcoin exchanges in the world.
Users can acquire crypto for much lower fees than the normal Coinbase exchange.
- Some of the lowest fees available for US and EU customers
- Possible to buy bitcoins for 0% fees
- The user interface is confusing for first-time buyers
FAQ
Does Coinbase work in the USA?
Citizens of the United States can convert, buy, and sell cryptocurrencies with fiat. Supported payment methods are:
- Bank Account Deposit
- Paypal
- Debit Card
Where Can I Find a Bitcoin ATM in the USA?
You can use our Bitcoin ATM finder tool to find the one nearest you.
Is Bitcoin legal in the USA?
What is the price of Bitcoin in the USA?
The best way to find the most up-to-date price of Bitcoin is to check out our Bitcoin price page.
How do I cash out of Bitcoin in the USA?
You could also use a service like eGifter to sell your Bitcoin for gift cards.