Coinbase vs MoonPay: Which is Best? [2026]
Key differences
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vs MoonPay in Comparison
Description
Simple app to buy Bitcoin with your bank or debit card. Works in most countries but has very high fees.
Supported Countries
Available in 160+ countries. Regulated globally with licenses in major jurisdictions including UK, US, EU, Canada, and Australia.
Get started with one of these exchanges
Supported Cryptocurrencies
160+ cryptocurrencies including BTC, ETH, USDC, USDT, DAI and many more
Fees
- Deposit Fees:
- Bank Transfer: 1%
- Credit/Debit Card: 4.5%
- Apple Pay/Google Pay: 4.5%
- PayPal: 4.5%
- MoonPay Balance: 0%
- Withdrawal Fees:
- Bank Transfer: 1%
- PayPal: 3.4%
- BTC: Network fees apply
Ready to start buying Bitcoin?
Payment Methods
Bank Account, Credit Card, Debit Card, Apple Pay, Google Pay, PayPal
Do These Exchanges Allow you To Earn Interest on Crypto?
Mobile App Ratings
iOS App: Not Available
Android App: Not Available
iOS Rating: 4.2 Official rating from the iOS App Store as of November 18, 2024.
Android Rating: 4.0 Official rating from the Android Play Store as of November 18, 2024.
Storage
Advanced security infrastructure with multi-signature wallets, cold storage solutions, and regular security audits. Features include 2FA authentication, biometric verification, and compliance with global regulatory standards.
Have These Exchanges Been Hacked Before?
No. No publicly reported major hacking incidents.
Official Site
Exchange Review
No review available
No review available
"MoonPay has been fantastic for buying crypto quickly and easily. The verification process was smooth, and I love having multiple payment options. Their zero-fee feature with MoonPay Balance is a game-changer."
- Real user review from iOS App Store, Android Play Store or Trustpilot
Testing Coinbase vs MoonPay
I personally tested buying $100 worth of Bitcoin on both Coinbase and MoonPay. Here are the results:
For $100, Coinbase was taking a 3.74% fee.
For $200, MoonPay was taking around a 7% fee.
Here are the images of the transactions:
Coinbase Test with $100
Now on MoonPay, I was seeing a very high spread fee of 4.31%.
MoonPay was quoting me a price of $106,231.56, while the Bitcoin price at the time was only around $101,752.
USA Only
Canada Only
