Bitpanda vs Bitvavo: Which is Best? [2025]
Key differences
- Bitvavo offers lower trading fees (0.25%) compared to Bitpanda's 1.49% trading fees, but Bitpanda has lower spread (0.2% vs 0.5%).
- Bitpanda supports 120+ cryptocurrencies plus stocks, ETFs, and commodities, while Bitvavo supports 350+ cryptocurrencies only.
- Bitpanda offers margin trading and interest earning, while Bitvavo focuses on spot trading with staking rewards.
- Bitpanda is available in 40+ European countries, while Bitvavo is available in 24 European countries.
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Bitpanda vs Bitvavo in Comparison
Description
Crypto exchange based in the EU.
Europe's leading digital asset exchange based in Amsterdam, serving 1.5M+ users across 24 countries with 350+ assets and transparent fees.
Supported Countries
Available in over 40 countries across Europe including Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland and more. Temporarily unavailable in UK.
Available in 24 European countries including Netherlands, Germany, France, Italy, Spain, Belgium, Austria, and others. Not available outside Europe.
Supported Cryptocurrencies
Over 120 cryptocurrencies supported including BTC, ETH, DASH, LTC, BCH, XRP and various tokens (ERC20, BEP20, TRC20). Also offers trading in stocks, ETFs, commodities and precious metals.
350+ cryptocurrencies including Bitcoin, Ethereum, and major altcoins across multiple categories
Fees
- Trading Fees:
- Buy/Sell Premium: 1.49%
- Spread: ~0.2%
- SEPA Deposits: Free
- SEPA Withdrawals: Free
- Card Payments: 1.5%
- BTC Network Fees: Vary
Payment Methods
iDEAL, SEPA, Bank Account, Credit Card, Debit Card, giropay, EPS, SOFORT, Skrill, NETELLER, Google Pay
SEPACredit CardPayPaliDeal
Do These Exchanges Allow you To Earn Interest on Crypto?
2.65%
EUR 3.95%, USD 3.96%, GBP 3.96%.
Mobile App Ratings
iOS Rating: 4.7 Official rating from the iOS App Store as of November 18, 2024.
Android Rating: 3.5 Official rating from the Android Play Store as of November 18, 2024.
iOS Rating: 4.5 Official rating from the iOS App Store as of November 18, 2024.
Android Rating: 3.8 Official rating from the Android Play Store as of November 18, 2024.
Storage
Comprehensive security measures including SOC 2 Type 1 certification, secure password hashing with no decryption possible, multi-factor authentication (MFA), account freeze capabilities, session management across devices, account activity monitoring, phishing domain monitoring and takedown, data breach notifications, and fraud warning systems via both on-platform messages and SMS alerts where supported.
Industry-leading security with multi-signature cold storage, bank-grade data vaults, and custody providers insured up to €755 million. Features include 2FA, device management, anti-phishing protection, and regular security audits. Most assets stored offline with institutional-grade custody solutions.
Have These Exchanges Been Hacked Before?
No. Bitpanda has never been hacked and maintains strong security measures including SOC 2 Type 1 certification, multi-factor authentication, secure password hashing, account monitoring, and phishing protection.
No security breaches or hacks. Had a technical caching issue in September 2022 that exposed 8 users' data for 15 minutes, but no funds were at risk and issue was quickly resolved.
Official Site
Exchange Review
No review available
"Everything works great and the support is fast and reliable. However, would love to have a summary of my personal portfolio. Two examples: a daily price evaluation, comparing the evolution of the last 24h, and a comparison of the current price with that at acquisition. Otherwise, great app Edit: the last update dealt with the problemas I mentioned, great work! 5 stars. If possible, show not only the variation in fiat but also the percentage."
- Real user review from iOS App Store, Android Play Store or Trustpilot
No review available
"I'm super thrilled with the platform and all of its features. Withdrawing from my account was super easy once it was all setup. I also stake some Etherium and Solana to earn on Bitvavo. I really hope others will give this platform a try, as the customer service is always extremely helpful."
- Real user review from iOS App Store, Android Play Store or Trustpilot
Bitpanda vs Bitvavo Comparison
Fee Structures
Bitpanda charges a 1.49% trading fee plus approximately 0.2% spread, totaling around 1.69% in fees. The platform offers 0% fees for DCA purchases and interest earning on crypto holdings at 3.95% for EUR and 3.96% for USD/GBP.
Bitpanda offers fee-free SEPA deposits and withdrawals. Card payments incur a 1.5% fee. Bitcoin deposits have a minimum of 0.05 BTC with 0.00006 BTC fee, and Bitcoin withdrawals have a minimum of 0.000039 BTC with 0.000285 BTC fee.
Bitvavo offers competitive trading fees of 0.25% plus a 0.5% spread, totaling around 0.75% in fees. The platform focuses on transparent, tiered fees with no DCA fee discounts.
Bitvavo offers free SEPA and iDeal deposits, while credit card deposits cost 1.0% and PayPal deposits cost 2.0%. Bitcoin withdrawals cost 0.0000063 BTC.
Feature Set
Bitpanda offers comprehensive financial services with 120+ cryptocurrencies, stocks, ETFs, commodities, and precious metals trading. Features include instant verification, built-in wallet, margin trading, and interest earning on crypto holdings.
Bitvavo focuses on cryptocurrency trading with 350+ digital assets. Features include staking rewards, built-in wallet, instant verification, and a clean mobile-first interface with institutional-grade custody solutions.
Geographic Availability
Bitpanda is available in over 40 European countries including Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland and more. Temporarily unavailable in UK.
Bitvavo is available in 24 European countries including Netherlands, Germany, France, Italy, Spain, Belgium, Austria, and others. Not available outside Europe.
Payment Methods
Bitpanda supports iDEAL, SEPA, bank accounts, credit/debit cards, giropay, EPS, SOFORT, Skrill, NETELLER, and Google Pay. SEPA transfers are free, while card payments have a 1.5% fee.
Bitvavo supports SEPA, Credit Card, PayPal, iDeal, Bancontact, EPS, Giropay, and Sofort payments. SEPA and iDeal deposits are free, while credit card deposits cost 1.0%, PayPal deposits cost 2.0%, EPS and Giropay cost 1.75%, and Sofort costs 2.25%.
Security Features
Bitpanda maintains SOC 2 Type 1 certification, multi-factor authentication, secure password hashing, account monitoring, and phishing protection. Has never been hacked and offers comprehensive security measures.
Bitvavo uses industry-leading security with multi-signature cold storage, bank-grade data vaults, and custody providers insured up to €755 million. Features include 2FA, device management, anti-phishing protection, and regular security audits. No security breaches or hacks reported.
Customer Support
Bitpanda provides human support with German-speaking support available. Rated 5/5 for customer service with fast and reliable support.
Bitvavo offers human support with a focus on user satisfaction. Rated 4/5 for customer service with helpful and responsive support.
Regulation and Licensing
Bitpanda is registered as a VASP in Austria, France, Spain, Italy, Czech Republic, Sweden and Norway. Licensed by BaFin in Germany for crypto custody and trading.
Bitvavo is licensed as a crypto-asset service provider under MiCAR by the Dutch Authority for the Financial Markets (AFM). Registered at Dutch Chamber of Commerce, number 68743424.
Mobile Experience
Bitpanda offers iOS and Android apps with ratings of 4.7/5 and 3.5/5 respectively. Features include instant verification and comprehensive trading tools.
Bitvavo provides iOS and Android apps with ratings of 4.5/5 and 3.8/5 respectively. The app is designed for simplicity and ease of use with a clean, mobile-first interface.
Additional Features
Bitpanda offers interest earning on crypto holdings, margin trading, and support for traditional financial instruments like stocks and ETFs.
Bitvavo focuses on cryptocurrency staking rewards and offers a simple, clean interface ideal for both beginners and experienced traders.
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