Bitpanda vs Binance: Which is Best? [2025]
Key differences
- Bitpanda includes a built-in wallet and supports a wide range of fiat deposit methods.
- Binance offers much lower trading fees, especially for high-volume traders.
- Bitpanda is focused on the European market, while Binance is available in over 100 countries.
- Bitpanda includes access to stocks, ETFs, and precious metals, while Binance is crypto-focused.
Bitpanda vs Binance Fees Calculator
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Bitpanda vs Binance in Comparison
Description
Crypto exchange based in the EU.
Global cryptocurrency exchange with extensive trading features and high liquidity.
Supported Countries
Available in over 40 countries across Europe including Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland and more. Temporarily unavailable in UK.
Available in over 100 countries. Notable regions include: Africa (South Africa), Americas (Argentina, Brazil, Chile, Colombia, Mexico, Peru), Asia & Pacific (Australia, India, Indonesia, Japan, Philippines, New Zealand), Europe (France, Italy, Poland, Spain, Switzerland), and Middle East (UAE, Saudi Arabia, Israel).
Supported Cryptocurrencies
Over 120 cryptocurrencies supported including BTC, ETH, DASH, LTC, BCH, XRP and various tokens (ERC20, BEP20, TRC20). Also offers trading in stocks, ETFs, commodities and precious metals.
350+ cryptocurrencies including Bitcoin (BTC), Ethereum (ETH), and many more
Fees
- Trading Fees:
- Buy/Sell Premium: 1.49%
- Spread: ~0.2%
- SEPA Deposits: Free
- SEPA Withdrawals: Free
- Card Payments: 1.5%
- BTC Network Fees: Vary
- Trading Fees:
- Regular User: 0.1000% / 0.1000% (Maker/Taker)
- With BNB discount: 0.0750% / 0.0750%
- VIP tiers available with lower fees (down to 0.0110% / 0.0230%)
- Fees decrease with higher 30-day trading volume and BNB holdings
- Deposit Fees:
- SEPA Bank Transfer (EUR): 1 EUR
- Credit/Debit Card: 2.00%
- Bank Transfer: 0-1.40% (varies by region)
- P2P Express: Free
- Withdrawal Fees:
- SEPA Bank Transfer (EUR): 1 EUR
- Bank Transfer: Varies by currency (e.g., 120 AED, 3.5 BRL, 150 JPY)
- P2P Express: Free
- Corporate Bank Transfer: Varies by region
Payment Methods
iDEAL, SEPA, Bank Account, Credit Card, Debit Card, giropay, EPS, SOFORT, Skrill, NETELLER, Google Pay
Bank Transfer (SEPA), Credit/Debit Card, P2P Express, Online Banking, Corporate Bank Transfer (varies by region)
Do These Exchanges Allow you To Earn Interest on Crypto?
2.65%
EUR 3.95%, USD 3.96%, GBP 3.96%.
Mobile App Ratings
iOS Rating: 4.7 Official rating from the iOS App Store as of November 18, 2024.
Android Rating: 3.5 Official rating from the Android Play Store as of November 18, 2024.
iOS Rating: 4.6 Official rating from the iOS App Store as of November 18, 2024.
Android Rating: 4.7 Official rating from the Android Play Store as of November 18, 2024.
Storage
Comprehensive security measures including SOC 2 Type 1 certification, secure password hashing with no decryption possible, multi-factor authentication (MFA), account freeze capabilities, session management across devices, account activity monitoring, phishing domain monitoring and takedown, data breach notifications, and fraud warning systems via both on-platform messages and SMS alerts where supported.
Industry standard security measures including 2FA authentication, cold storage, SAFU fund for asset protection
Have These Exchanges Been Hacked Before?
No. Bitpanda has never been hacked and maintains strong security measures including SOC 2 Type 1 certification, multi-factor authentication, secure password hashing, account monitoring, and phishing protection.
Two major incidents - October 2022 BNB Chain hack ($570M), May 2019 exchange hack ($40M). Both incidents were addressed and user funds were secured.
Official Site
Exchange Review
No review available
"Everything works great and the support is fast and reliable. However, would love to have a summary of my personal portfolio. Two examples: a daily price evaluation, comparing the evolution of the last 24h, and a comparison of the current price with that at acquisition. Otherwise, great app Edit: the last update dealt with the problemas I mentioned, great work! 5 stars. If possible, show not only the variation in fiat but also the percentage."
- Real user review from iOS App Store, Android Play Store or Trustpilot
No review available
"I really love the Binance app! The interface is user-friendly and very smooth to use. Market data updates quickly, helping me seize trading opportunities in a timely manner. I am very satisfied with the app's security, allowing me to trade with peace of mind."
- Real user review from iOS App Store, Android Play Store or Trustpilot
Bitpanda vs Binance Comparison
Fee Structures
Bitpanda charges:
- Buy/Sell Premium: 1.49%
- Spread: ~0.2%
- SEPA Deposits: Free
- SEPA Withdrawals: Free
- Card Payments: 1.5%
- DCA Purchases: 0% additional fees
- Regular User: 0.10% / 0.10% (Maker/Taker)
- With BNB discount: 0.075% / 0.075% (25% discount)
- VIP tiers available with lower fees (down to 0.011% / 0.023%)
- Fees decrease with higher 30-day trading volume and BNB holdings
- SEPA Bank Transfer (EUR): 1 EUR
- Credit/Debit Card: 2.00%
- Bank Transfer: 0-1.40% (varies by region)
- P2P Express: Free
Feature Set
Bitpanda includes a built-in wallet, support for interest earning on EUR/USD/GBP, trading in commodities and stocks, and mobile app support. No Lightning or mining support. Binance offers deep trading tools, a massive coin selection, P2P Express, spot/margin/futures trading, SAFU fund protection, and a powerful mobile and desktop UI.
Geographic Availability
Bitpanda is available in 40+ European countries including Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland and more. Temporarily unavailable in UK. Binance serves 100+ countries globally, including Africa (South Africa), Americas (Argentina, Brazil, Chile, Colombia, Mexico, Peru), Asia & Pacific (Australia, India, Indonesia, Japan, Philippines, New Zealand), Europe (France, Italy, Poland, Spain, Switzerland), and Middle East (UAE, Saudi Arabia, Israel).
Security Features
Bitpanda implements:
- SOC 2 Type 1 certification
- Secure password hashing with no decryption possible
- Multi-factor authentication (MFA)
- Account freeze capabilities
- Session management across devices
- Account activity monitoring
- Phishing domain monitoring and takedown
- Data breach notifications
- Fraud warning systems via both on-platform messages and SMS alerts
- 2FA authentication
- SAFU fund for asset protection
- Cold storage
- Industry standard security measures
Payment Methods
Bitpanda supports:
- SEPA
- Credit/Debit Cards
- iDEAL
- SOFORT
- Skrill
- NETELLER
- Google Pay
- giropay
- EPS
- Bank Transfer (SEPA)
- Credit/Debit Card
- P2P Express
- Online Banking
- Corporate Bank Transfer (varies by region)
Supported Cryptocurrencies
Bitpanda supports over 120 cryptocurrencies including BTC, ETH, DASH, LTC, BCH, XRP and various tokens (ERC20, BEP20, TRC20). Also offers trading in stocks, ETFs, commodities and precious metals. Binance supports 350+ cryptocurrencies including Bitcoin (BTC), Ethereum (ETH), and many more.
Customer Support
Bitpanda provides fast human support, localized in Europe. Binance offers 24/7 support through their ticket system.
Regulatory Compliance
Bitpanda is registered as a VASP in Austria, France, Spain, Italy, Czech Republic, Sweden and Norway. Licensed by BaFin in Germany for crypto custody and trading. Binance is licensed and regulated in multiple jurisdictions globally, with varying compliance requirements by country.
Additional Features
Bitpanda offers:
- Stocks and ETFs trading
- Commodities trading
- Precious metals trading
- Interest accounts
- Margin trading
- Futures trading
- Staking options
- Launchpad for new projects
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