Bank Account
Exchanges and companies that allow you acquire bitcoin with bank account or transfer.
Use the countries filter to find exchanges that support your country.
Bitbuy
Fast, secure Canadian exchange with high limits and BTC insurance.
Bitpanda
Bitpanda allows users to deposit funds via bank account using SEPA, GiroPay, SOFORT, EPS, and more.
River
Popular & well-known exchange based in the USA. Buy & trade with wire & ACH. 0% fees for recurring buys.
Gemini
Gemini allows users to deposit funds via bank account using ACH transfers (4-5 business days), wire transfers (1-3 business days), and bank transfers for EUR/GBP (1-3 business days). ACH deposits are available instantly for trading at Gemini's discretion.
Unchained
US-based Bitcoin-only financial services company. Offers Bitcoin trading desk. Supports wire transfers with 1% fees.
Uphold
Popular exchange based in the USA with support for multiple payment methods.
eToro
Buy Bitcoin ETFs with 0% fees, or actual BTC with 1% fee. Fund with ACH.
Kraken
Kraken supports bank deposits via ACH, SEPA, wire transfers (Fedwire/SWIFT), Etana Custody, FPS/CHAPS/BACS (UK), SIC (Switzerland), and PayID/Osko (Australia). Processing times range from instant to 5 business days.
River Private Client
Personalized Bitcoin service for investments of $100k+. Dedicated relationship manager, priority support, and high transaction limits.
Coinbase
Coinbase allows users to deposit funds via bank account using ACH, wire, SWIFT, and SEPA transfers.
Kraken Pro
Kraken Pro is a powerful advanced trading platform from Kraken. Extremely low fees.
eToro
Buy Bitcoin with 1% fee, or Bitcoin ETFs with 0% commission. Available in 50+ countries worldwide.
MyBTC - Canada
A Canadian Bitcoin exchange offering various payment methods including Interac e-Transfer and bank transfers.
CoinJar
CoinJar has been operating since 2013, as it's one of the first Bitcoin exchanges in Australia.
Independent Reserve
Established in 2013, Independent Reserve is one of the most trusted exchanges in Australia & New Zealand. You can buy Bitcoin using EFT, Osko/PayID, POLi and SWIFT.
Bitcoin.com.au
Trusted by over 300,000 Australians, bitcoin.com.au is one of the easiest way to buy Bitcoin and popular cryptocurrencies using your browser, Android or iOS app.
Bits of Gold
Israel's largest cryptocurrency broker since 2013, offering secure and regulated crypto services with excellent customer support.
MoonPay
Simple app to buy Bitcoin with your bank or debit card. Works in most countries but has very high fees.
Bit2C
Israel's first and longest-running cryptocurrency exchange, offering advanced trading features and institutional-grade security since 2013.
bitFlyer
Japan's largest Bitcoin exchange, operating since 2014. Regulated by Japan's Financial Services Agency with zero hacking incidents since launch.
Kiwi-Coin
New Zealand-based Bitcoin exchange founded by local enthusiasts with years of experience in the ecosystem. Operating since 2013, it is the longest-running Bitcoin exchange in the country and is a registered New Zealand Financial Service Provider.
Rain
Licensed and trusted crypto exchange in the Middle East with customers worldwide. Licensed by the Central Bank of Bahrain (CBB). Coinbase has invested in Rain.
Frequently Asked Questions
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Financial & Regulatory Licenses
| Exchange | Licenses & Regulation |
|---|---|
| Bitbuy |
Registered with the Ontario Securities Commission (OSC) and FINTRAC in Canada. |
| Bitpanda |
Registered as a VASP in Austria, France, Spain, Italy, Czech Republic, Sweden, and Norway; licensed by BaFin in Germany for crypto custody and trading. |
| River |
Registered MSB with FinCEN in the United States. |
| Gemini |
Licensed by the New York State Department of Financial Services (NYDFS). |
| Unchained |
Licensed in the US (NMLS |
| Uphold |
Registered with FinCEN (US), FCA (UK), FINTRAC (Canada), and FCIS (EU). |
| eToro |
Registered with FinCEN; regulated by the SEC and FINRA in the United States. |
| Kraken |
Registered MSB with FinCEN in the United States. |
| River Private Client |
Registered MSB with FinCEN in the United States. |
| Coinbase |
Chartered by the New York State Department of Financial Services (NYDFS) for virtual currency. |
| Kraken Pro |
Registered with FinCEN (US), FCA (UK), AUSTRAC (Australia), CySEC (EU), FSRA (UAE), OSC (Canada), the Central Bank of Ireland, DNB (Netherlands), and BaFin (Germany). |
| eToro |
Regulated by the FCA (UK), CySEC (Cyprus), ASIC (Australia), and ADGM (Abu Dhabi). |
| CoinJar |
Registered as a Digital Currency Exchange (DCE) with AUSTRAC in Australia. |
| Independent Reserve |
Registered as a Digital Currency Exchange (DCE) with AUSTRAC in Australia. |
| Bitcoin.com.au |
Registered as a Digital Currency Exchange (DCE) with AUSTRAC in Australia. |
| Bits of Gold |
Licensed by the Israel Capital Market Authority as a Financial Services Provider (#56716). |
| MoonPay |
Regulated by the FCA (UK), CBI (Ireland), OAM (Italy), FinCEN (US), FINTRAC (Canada), and AUSTRAC (Australia); licensed in 40+ US states. |
| Bit2C |
Licensed by the Israel Capital Markets Authority as a Financial Asset Service Provider (#67870). |
| bitFlyer |
Registered with the Kanto Finance Bureau (#00003) and as a Financial Instruments Business (FIBO |
| Kiwi-Coin |
Registered Financial Service Provider (FSP) in New Zealand. |
| Rain |
Licensed by the Central Bank of Bahrain (CBB). |
Deposit Fees
These are fees exchanges may charge for deposits. Fees are subject to change.
| Exchange | Deposit Fees |
|---|---|
| Bitbuy |
Wire: Free Interac: Free |
| Bitpanda |
SEPA: Free |
| River |
ACH: $0 Wire: $0 |
| Gemini |
ACH: $0 Wire: $0 SEPA: $0 SWIFT: $0 |
| Uphold |
ACH: Free Wire: $0 - $20 SEPA: Free FPS: Free |
| eToro |
ACH: $0 |
| Kraken |
ACH: $0 Wire: $0 SEPA: $0 SWIFT: $3 |
| River Private Client |
ACH: $0 Wire: $0 |
| Coinbase |
ACH: Free Wire: $10 USD SEPA: €0.15 EUR SWIFT: Free |
| eToro |
PayPal: $0 |
| MyBTC - Canada |
Wire: 4.75% Interac: 7.75% BTC: 9.75% ($5 minimum) |
| Bits of Gold |
|
| MoonPay |
PayPal: 4.5% |
| Bit2C |
|
| bitFlyer |
|
| Rain |
Wire: $0 |
Exchange snapshots
Bitbuy
| Minimum Deposit | $1 |
| iOS app score |
4.5
Official rating from the iOS App Store as of November 18, 2024.
|
| Android app score |
4.5
Official rating from the Android Play Store as of November 18, 2024.
|
| Deposit Methods | Interac e-Transfer, Bank Account, Credit Card, Debit Card |
Bitpanda
| Minimum Deposit | $1 |
| iOS app score |
4.7
Official rating from the iOS App Store as of November 18, 2024.
|
| Android app score |
3.5
Official rating from the Android Play Store as of November 18, 2024.
|
| Deposit Methods | iDEAL, SEPA, Bank Account, Credit Card, Debit Card, giropay, EPS, SOFORT, Skrill, NETELLER, Google Pay |
River
| Minimum Deposit | $1 |
| iOS app score |
4.9
Official rating from the iOS App Store as of November 18, 2024.
|
| Android app score |
4.6
Official rating from the Android Play Store as of November 18, 2024.
|
| Deposit Methods | ACH, Bank Account, Wire Transfer |
| Review | Read our review |
Gemini
| Minimum Deposit | $1 |
| iOS app score |
4.8
Official rating from the iOS App Store as of November 18, 2024.
|
| Android app score |
4.2
Official rating from the Android Play Store as of November 18, 2024.
|
| Deposit Methods | ACH, Bank Account, Wire Transfer, PayPal, Apple Pay, Google Pay |
Unchained
| Minimum Deposit | $2,000 |
| iOS app score |
4.8
Official rating from the iOS App Store as of November 18, 2024.
|
| Android app score |
4.6
Official rating from the Android Play Store as of November 18, 2024.
|
| Deposit Methods | Wire Transfer, Bank Account |
| Review | Read our review |
Uphold
| Minimum Deposit | $1 |
| iOS app score |
4.6
Official rating from the iOS App Store as of November 18, 2024.
|
| Android app score |
4.7
Official rating from the Android Play Store as of November 18, 2024.
|
| Deposit Methods | ACH, Bank Account, Apple Pay, Google Pay, Credit Card, Debit Card, SEPA, Interac e-Transfer |
eToro
| Minimum Deposit | $1 |
| Deposit Methods | ACH, Bank Account, PayPal |
Kraken
| Minimum Deposit | $1 |
| iOS app score |
4.7
Official rating from the iOS App Store as of November 18, 2024.
|
| Android app score |
4.3
Official rating from the Android Play Store as of November 18, 2024.
|
| Deposit Methods | ACH, Bank Account, Apple Pay, Google Pay, SEPA, Interac e-Transfer, Debit Card, PayPal |
River Private Client
| Minimum Deposit | $1 |
| Deposit Methods | ACH, Wire Transfer, Bank Account |
Coinbase
| Minimum Deposit | $1 |
| iOS app score |
4.7
Official rating from the iOS App Store as of November 18, 2024.
|
| Android app score |
4.6
Official rating from the Android Play Store as of November 18, 2024.
|
| Deposit Methods | ACH, Wire Transfer, Debit Card, Bank Account, PayPal, Apple Pay, iDEAL, SEPA, Interac e-Transfer, Google Pay |
Kraken Pro
| Minimum Deposit | $1 |
| iOS app score |
4.7
Official rating from the iOS App Store as of November 18, 2024.
|
| Android app score |
4.6
Official rating from the Android Play Store as of November 18, 2024.
|
| Deposit Methods | ACH, Bank Account, Apple Pay, Google Pay, SEPA, Interac e-Transfer, Debit Card, PayPal |
eToro
| Minimum Deposit | $1 |
| Deposit Methods | Credit Card, Debit Card, Bank Account, PayPal, NETELLER, Skrill, iDEAL |
MyBTC - Canada
| Minimum Deposit | $1 |
| iOS app score |
5.0
Official rating from the iOS App Store as of November 18, 2024.
|
| Deposit Methods | Interac e-Transfer, Flexepin, Wire Transfer, Bank Account, SWIFT |
CoinJar
| Minimum Deposit | $1 |
| iOS app score |
4.7
Official rating from the iOS App Store as of November 18, 2024.
|
| Android app score |
3.5
Official rating from the Android Play Store as of November 18, 2024.
|
| Deposit Methods | Bank Account, Debit Card, Credit Card, NPP, Osko, PayID |
Independent Reserve
| Minimum Deposit | $1 |
| iOS app score |
4.7
Official rating from the iOS App Store as of November 18, 2024.
|
| Android app score |
4.7
Official rating from the Android Play Store as of November 18, 2024.
|
| Deposit Methods | Debit Card, Bank Account, Credit Card, EFT, Osko, PayID, POLi, SWIFT |
Bitcoin.com.au
| Minimum Deposit | $1 |
| iOS app score |
4.6
Official rating from the iOS App Store as of November 18, 2024.
|
| Android app score |
4.6
Official rating from the Android Play Store as of November 18, 2024.
|
| Deposit Methods | Debit Card, Bank Account, Wire Transfer, Credit Card, PayID, EFT |
Bits of Gold
| Minimum Deposit | $1 |
| Deposit Methods | Bank Account, Credit Card, Debit Card |
MoonPay
| Minimum Deposit | $1 |
| iOS app score |
4.2
Official rating from the iOS App Store as of November 18, 2024.
|
| Android app score |
4.0
Official rating from the Android Play Store as of November 18, 2024.
|
| Deposit Methods | Bank Account, Credit Card, Debit Card, Apple Pay, Google Pay, PayPal |
Bit2C
| Minimum Deposit | $1 |
| Deposit Methods | Bank Account, Credit Card, Debit Card |
bitFlyer
| Minimum Deposit | $1 |
| Deposit Methods | Bank Account |
Kiwi-Coin
| Minimum Deposit | $1 |
| Deposit Methods | Bank Account, POLi |
Rain
| Minimum Deposit | $1 |
| iOS app score |
4.6
Official rating from the iOS App Store as of November 18, 2024.
|
| Android app score |
3.0
Official rating from the Android Play Store as of November 18, 2024.
|
| Deposit Methods | Bank Account, BenefitPay, SWIFT, Wire Transfer, Fawri |
| Review | Read our review |